Terms of Use

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Last updated: October 13, 2018

Terrisa Stewart (“I”, “me”, “we”, “us”, “our”, “Company”) owns Terri2Kool (“Site”, “Website”, “Blog”) and its content. She is also known online by the moniker, Terri K. The term “you” refers to any users, visitors, or views of this site.

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the Terri2Kool website.

By accessing, visiting, and viewing the website you agree to be bound by these Terms, whether or not you have read them in their entirety. If you do not agree with these terms, discontinue use of this site immediately.

Governing Law

These Terms and your use of the Site are governed by the laws of Bermuda applicable to agreements made and to be entirely performed within Bermuda, without regard to its conflict of law principles.  

Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of Bermuda, foreign jurisdictions, and international conventions.   

The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, duplicated, republished, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

You are granted a limited license to access and review the Site solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

Copyright Infringements

We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification.

Website Use and User Representation

By accessing, using, and viewing this site, you assert that you are at least 18 years of age, any personal information you provide is true, accurate, current and complete. Your use of the Website warrants that you have the legal capacity to agree to be bound by the Terms of the Site.

If you are a minor (that is, under the age of 18) in the jurisdiction you live in, please read the Children Protection section of our Privacy Policy. You must have parental permission to view this Site. 

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).  

Site Management and Updates

We reserve the right, but have no obligation, to:

  • monitor the Site for violation of these Terms
  • take appropriate legal action against anyone who violates these Terms
  • restrict access to make contributions to the Blog or our social media channels
  • remove files from the site that are excessive in size
  • manage the Site in a manner designed to protect our rights and property

In addition, we reserve the right to update the contents of the Site at any time, for any reason at our sole discretion without notice. We will not be liable to you or any third party for any modification of the Site.

We cannot guarantee the Site will be available at all times. There may be interruptions to your access of the Site when we perform maintenance. You agree that we have no liability whatsoever for any inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site.  

Termination

Without warning, notice or liability in our sole discretion, we reserve the right to:

  • deny access to and use of the Site to any user, visitor, or viewer at any time
  • suspend or terminate the participation of and/or access to an account created on our Site
  • remove or delete any undesirable comments or shares on the Blog or our social media channels

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.  

In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

User-Generated Content

You are invited to leave a comment on a blog post or social media post on one of our channels. You may also submit your content to be featured on the Site or our social media channel using the hashtag #iam2kool. These will be herein referred to as “the Contributions”.

The Contributions will be viewed publicly by other users of the Site or through third-party websites such as but limited to, social media. By providing a Contribution you warrant that you are the owner, are at least 18 years of age, your content does not violate these terms or the personal rights of anyone named in your Contribution.

If you are a minor in the jurisdiction you reside, please read the Children Protection Section of our Privacy Policy. You must receive parental consent to provide a Contribution to the site or our social media channels.

Links to Other Websites and Their Content

The Site does contain links to third-party websites. I do not have control of these websites and the content you will see. I do not assume the responsibility of monitoring or checking a third-party site for completeness, accuracy or appropriateness. I will do my best to mitigate inappropriate content, but I assume no liability if you are redirected to a site that you deem inappropriate.

Once you are no longer on the Site, you are not governed by these Terms. Please take a moment to read the Terms of Use, Disclaimer and Privacy Policy for the third-party site you are redirected to before you continue use of their content. You will be governed by their Terms once you leave this Site. 

You acknowledge that I do not endorse the products or services offered on a third-party website unless explicitly stated. You agree that I will not be held responsible, directly or indirectly, for any losses, damages caused or alleged by the use of a third-party website.

Your Conduct on the Site

By using, accessing, or viewing this Site and its Content, you agree that you are solely responsible for your electronic communications. You warrant that personal information you provide is true, accurate and you have the authority to provide it, especially when related to purchases and payments.

You agree that your use of the Site and its Content will be lawful and you will not act fraudulently, unlawfully, or otherwise inappropriate at any time. You understand that legal action can and will be taken against you if you are found to be in violation of these Terms.

Changes To These Terms of Use

These Terms of Use are effective as of October 13, 2018. They will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Terms of Use at any time and you should check these Terms periodically. Your continued use of the Site after we post any modifications to the Terms of Use on this page will constitute your acknowledgement of the modifications and your consent to abide and be bound by the modified Terms of Use. f you do not agree with these terms, discontinue use of this site immediately.

Contact Us

If you have any questions about the Terms of Use, please contact us.

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